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Directions: For this part, you are allowed 30 minutes to write an essay explaining why you prefer online (paper) reading to paper (online) reading. You should write at least 150 words but no more than 200 words.

【参考范文】

With the rapid development of online payment, we are provided more means of payment including installment. Therefore, as college students, we can also buy some goods such as electronic products and clothes by installment. However, different people hold different views toward installment.

In my opinion, we college students are supposed to choose installment. Firstly, by the method, we can obtain our wanted things in advance instead of saving money for months or even years for something. So we may use the smart phones or wear the dresses for a period of time before totally paying for them. Secondly, installment can help us reduce the economic pressure. Since most students have no jobs, we always live on parents’ money. By installment, we just repay less money for the goods each time, so we need not lend money from friends or pinch and scrape for them. Thirdly, actually installment is a popular payment mean recently, so we should go with the tide.

Based on the above three points, I believe that college students should choose installment.

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